Grade 12 Essential: Unit B – Vehicle Purchase

Grade 12 Essential: Unit B – Vehicle Purchase

Unit B – Vehicle Purchase Notes. Note frame for the Unit. Your notes to read and do.  Mark them up all you want.  Always read ahead a couple pages in preparation for next class.
Unit B- YouTube Play List – A selection of supporting videos. Select ‘Play All’,  interact, pause, think..

Car Buying Tips from a Local Toyota Dealer.  A series of three great movies
Worksheets.  Some Worksheets for each Section of the Vehicle Finance Notes.  Assignments due dates are as per blog!
Loan Tables 
Loan Calculators.
Practice Exam Questions.  Extracts and Selected Questions from Previous Provincial Exams
Government Websites:

Manitoba Education Support Document: Vehicle Purchase.

Car Insurance Links:

Manitoba Public Insurance.
Manitoba Public Insurance Car Insurance Calculator. How much will insurance cost you for your vehicle?
Manitoba Public Insurance – Principles of Insurance. How insurance protects you.
Manitoba Public Insurance – Driver Safety Rating Calculator. A calculator to figure out how much extra you will save or how much extra you will pay depending on your driving record.  A perfect +17 driving record gets you a 45% discount in Car Insurance.  A bad driving record can cost you thousands on your licence. Further, some violations are also subject to the Criminal Code and financial or personal penalties there too.
Driver Safety Rating Brochure.   Explains the current  driver safety rating system

 

Vehicle Lease or Buy. A government of Canada consumer protection page to calculate whether you should lease or buy.

Office of Consumer Affairs.  Buying or Leasing a Vehicle, what to watch for!

Manitoba Government Consumer Protection – Car Price. Recent legislation regarding car ‘Sticker’ price.

Important Tips for Buying A Vehicle.  Handy Government of Manitoba fact sheet.

Motor Vehcle Advertising and Information Disclosure – Gov’t of Mb.

Fuel Consumption Guide. A government of Canada guide to energy efficiency. See the printable file on all the latest 2019 model cars fuel consumption ratings.

Viking Motors – Buying a Used Car Tips.

Bill of Sale.  Mandatory information that Manitoba Public Insurance will require from Sale documentation
In the News. Selected new articles:

CBC- Couple feel ‘robbed’ by 25% interest TD car loan.

Canada’s fuel efficiency ratings out of sync with U.S. numbers.

Used vehicle bargains subject to weighty taxes, buyer complains.
A Fuel Consumption Calculator.  A gas ‘mileage’ calculator between fill-ups. Of course you will use the metric version for L/100km.

Fuel Consumption Rating Tool.    Search for your car; see it’s fuel economy
CarFax – How to Buy a Used Car.  A good guide on how to buy a used car.
Used  Car Value (Valuations).  There are a variety of Used Car Value Guides; Blue Book, Black Book, Sanford Gold Book (used by MPI).

  • NEW  KELLY BLUE BOOK.  Another source to find out the value of your car, besides Goldbook or Blackbook..  My wife’s car is still only worth four or five hundred bucks regardless which book you use.
    • Here is a Quick Movie I did on the value of my wife’s car:.  Car Valuation.
  • Car Fax -Car Value Report.  What is your car worth, what range of prices for a use car?
  • Canadian Black Book Car Values. How much is a used car worth? Severalof these sites like this require a log-in, an e-mail, or a phone number! (In Mb we use the GoldBook, but it is only available by paid subscription!).
  • CARFAX Report. A sample CARFAX report to see if your car has been properly maintained or damaged by its owner(s).  Especially important if you buy  used and ‘curbside’.  Here is a quick movie I did of a Typical CarFax History Report, well worth the $50-$60; a reputable car dealer will likely provide it anyway.